Salaried workers are in as much need of assistance and advice in regard to disability insurance as a self-employed professional. As a salaried worker you may not have to worry so much about where your next pay check is coming from on a daily basis, but you do still need to consider where your next paycheck would come from if an injury or illness prevented you from working.
You Might Not Be Covered Through Work
Your ability to work is the primary factor which allows you to maintain your quality of life and a balanced financial plan. As a salaried employee, one of the biggest mistakes you can make is assuming that you are covered at work through an employer sponsored disability insurance program. Many salaried workers, including those of large corporations, are not provided coverage through work and even those who are may be considerably underinsured depending on the plan parameters.
Two Options For Salaried Workers
Generally our firm encounters two types of salaried workers: Those who do not have any coverage through work and therefore require individual long-term disability insurance and those who have group coverage through work but are under-insured and therefore require supplemental disability insurance
Whichever you are, our financial representatives can provide an evaluation and recommendation based on your existing coverage and current financial situation.
Request A Personalized Quote
If you are uncertain of the disability insurance coverage you have and would like to review your options, we encourage you to contact our firm by calling 1-800-817-4522 or requesting a disability insurance quote.