As an attorney, your expert knowledge of the law and ability to apply it to your clients' circumstances is your most valuable financial asset and is greatly responsible for the quality of life you maintain for yourself and your family. With your level of expertise and higher earnings potential, it only makes sense to protect yourself, your family and your future with a comprehensive disability insurance policy. Our firm can help you evaluate the leading disability insurance policies available to attorneys today.
Disability Insurance Contract Details
You likely spend a good amount of your work day evaluating policies, contracts, trusts and other legal documents. Well purchasing a disability insurance policy is not much different. Since every policy available to attorneys is different, it is helpful to work with an experienced representative who understands the differences. Below is a list of keywords to help get you started:
- Non-cancelable and guaranteed renewable
- Definition of total disability
- Base benefits (no offset with social security)
- Residual disability benefits
- Avoid limitations for mental & nervous claims
Disability Insurance Options for Attorneys
Depending on your employment situation, you may be provided group disability insurance through your employer. For many attorneys, the group coverage offered through work is not sufficient to insure your full income. For attorneys in this situation, your consideration should be in obtaining supplemental disability insurance, which is an individual long-term disability policy that supplements your coverage at work.
For attorneys who are fee-for-service professionals and do not have any level of group coverage, individual long-term disability insurance can be critical to your financial security. Call 800-817-4522 or submit a quote request today for more information.