Internet Site Disclosure: The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Links to other sites are for your convenience in locating related information and services. MR Insurance Consultants, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although MR Insurance Consultants, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, MR Insurance Consultants, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. MR Insurance Consultants, Guardian and PAS do not recommend or endorse or their products or services in any way.

Securities Disclosure: Michael Relvas is a Registered Representative and Financial Advisor of and offers securities products and advisory services through Park Avenue Securities LLC (PAS), member FINRA/SIPC. OSJ: 9200 Corporate Blvd. Suite 390, Rockville, MD, 20850, phone: 240 683-9700. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. MR Insurance Consultants is not an affiliate or subsidiary of PAS or Guardian.
Important Disclosures
2019-87443 Exp 10/2021

The Financial Advisor is not securities licensed in every state. No offers may be made or accepted from any resident outside these specified states. To find out if an agent is licensed in your state, please contact Michael Relvas at 800–817–4522.

Insurance Disclosure: Michael Relvas is insurance licensed in all 50 US states (CA #0G91249, FL #W010461, AR #400845). The information on this site is intended for the residents of these states. To find out if an agent is licensed in your state, please contact Michael Relvas at 800–817–4522. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY.

MR Insurance Consultants, Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

This material is intended for general public use. By providing this material, MR Insurance Consultants is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.