Disability Insurance for Surgeons

Own-Occupation for Surgeons

Surgeons, perhaps more than any other physician must make “own-occupation” a top priority when purchasing disability insurance. Only the true own-occupation definition of disability will pay full benefits to a Surgeon on claim, even if he/she decides to work in a different occupation. To begin reviewing personalized proposals, simply request a disability insurance quote.

Disability Insurance Policy Details

Although the definition of disability should be one of the biggest focus points for Surgeons, it is critical that you evaluate other policy provisions too, before determining the best policy for you. Below is a list of key provisions that should also be included in a Surgeon’s disability insurance policy:

• Noncancelable and guaranteed renewable
• Own-occupation definition of disability with medical specialty wording
• Residual disability benefits for a partial loss of income
• Recovery benefits for the full benefit period
• Cost of living adjustment rider
• Future increase option especially for young Surgeons
• Full benefits for mental/nervous conditions

Disability Insurance During Residency

As a Surgeon, there are many illnesses and injuries that could prevent you from doing your job, even while you are still in training. For this reason, many Surgeons obtain coverage during residency to take advantage of:

• Greater chance of qualifying medically and without exclusions
• Lower guaranteed premiums for the life of the policy
• Comprehensive income protection throughout training and beyond
• Special benefit programs, regardless of your current income
• Guaranteed ability to increase benefits in the future

Get Started Today

Take the next step and call us today at 1-800-817-4522 or request a disability insurance quote. We’ll work closely with you to get the quality coverage you need as quick and easy as possible.

Request a Quote
800-817-4522