Disability Insurance for Sales Professionals
Sales professionals are amongst the most driven and hardest working professionals in the workforce. You do not have the luxury of knowing that a salary paycheck will be deposited on the 15th and 30th of each month, and so you work diligently to provide a nice quality of life for yourself and your family. Have you ever stopped to think about the impact a debilitating injury or illness could have?
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Disability Insurance Specifically for You and Your Occupation
Disability insurance is a type of insurance intended to provide you with a monthly benefit when you are prevented from doing your job as the result of an injury or illness. A disability insurance policy is composed of various definitions and provisions that describe the circumstances in which you may qualify for benefits. In purchasing coverage, it is critical that you work with someone who truly understands these options and can assist you in obtaining the best policy. Below is a list of key terms that sales professionals should have in their disability insurance policy:
- Non-cancelable and guaranteed renewable
- Definition of total disability
- Residual disability benefits
- Recovery benefits for the full benefit period
- Optional policy riders
- No limitations for mental/nervous claims
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