Disability Insurance for Resident Physicians

There are a number of individual disability insurance programs available to medical residents today and our firm can help you navigate those options. Through Special Limit Programs offered by a few of the major insurance carriers, young doctors can obtain as much as $5,000 in monthly benefits during residency and $7,500 in their graduating year, with the option to increase benefits in the future. Call 800-817-4522 or request a disability insurance quote today to review the options available to you.

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800-817-4522

Finding The Best Policy

Owning a disability insurance policy is the most logical way for a medical resident to protect his/her future earnings and quality of life. Since every disability insurance policy is different and only few provide the income protection you need as a future attending, it is critical that you work with a financial professional who can effectively help you understand the differences. Below is a list of important provisions to look for:

• Non-cancelable and guaranteed renewable
• Definition of total disability and medical specialty wording
• Residual disability rider with enhanced recovery benefits
• Future increase option rider to accommodate increases in your income

Own-Occupation For Medical Residents

The true own-occupation definition of total disability may very well be the most comprehensive definition available to physicians today. Our office specializes in providing medical residents with disability insurance that includes the own-occupation definition of disability for the full benefit period of the policy, and can even include an optional graded-lifetime benefit. For more information regarding your medical specialty select from the list below:

Anesthesiologists	Neurosurgeons
Dermatologists	Ophthalmologists
Emergency Medicine	Radiologists
Government Physicians	Surgeons
Internal Medicine

Getting Started is Easy and Affordable

You can start by calling us at 1-800-817-4522 or requesting a disability insurance quote online. One of our disability income specialists will work closely with you to evaluate the options available and select the best disability insurance policy for your situation and budget. If you’d like to review more detailed information, visit our Physician Disability Insurance Guide.

Request a Quote
800-817-4522