Disclosures

Internet Site Disclosure

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Links to other sites are for your convenience in locating related information and services. MR Insurance Consultants, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although MR Insurance Consultants, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, MR Insurance Consultants, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. MR Insurance Consultants, Guardian and PAS do not recommend or endorse or their products or services in any way.

Securities Disclosure

Michael Relvas is a Registered Representative of and offers securities products and services through Park Avenue Securities LLC (PAS) 7 Hanover Square, New York, NY 10004, 1-888-600-4667. MR Insurance Consultants is not an affiliate or subsidiary of PAS.
PAS is a member FINRA/SIPC.

The Registered Representative is securities licensed in (AL, AZ, CA #0G91249, CO, DC, FL #W010461, GA, IL, KS, LA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, WA) and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

Insurance Disclosure

Michael Relvas is insurance licensed in (AL, AZ, CA #0G91249, CO, DC, FL #W010461, GA, IL, KS, LA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, WA). The information on this site is intended for the residents of these states. The associates of MR Insurance Consultants are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Michael Relvas at 800–817–4522.

Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.