Disability Insurance for Attorneys

As an attorney, your knowledge of law and ability to apply it is your most valuable financial asset and is greatly responsible for the quality of life you and your family maintain. With the level of expertise and higher earnings potential you have, it only makes sense to protect yourself, your family and your future with quality disability insurance coverage.

Disability Insurance Contract Details

You likely spend a good amount of your work day evaluating policies, contracts, trusts and other legal documents. Well purchasing a disability insurance policy is not much different. Since every policy available to attorneys is different, it is helpful to work with an experienced representative who understands the differences. Below is a list of keywords to help get you started:

• Non-cancelable and guaranteed renewable
• Definition of total disability – preferably “own-occupation”
• Base benefits (no offset with social security)
• Residual disability benefits – preferably for loss of income alone
• Avoid limitations for mental & nervous claims

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800-817-4522

Disability Insurance Options for Attorneys

Depending on your employment situation, you may be provided group disability insurance through your employer. For many attorneys, the group coverage offered through work is not sufficient to insure your full income. For attorneys in this situation, your consideration should be in obtaining supplemental disability insurance, which is an individual long-term disability policy that supplements your coverage at work.

For attorneys who are fee-for-service professionals and do not have any level of group coverage, individual long-term disability insurance can be critical to your financial security.